Many renters mistakenly think that insurance is their landlords problem. But your landlord’s policy likely covers just the buildings physical structure and common areas, meaning all your possessions wouldn’t be covered in the event of fire, theft or water damage. With renters insurance you can protect your TV, computer, furniture and more. Plus most of the companies will discount your auto policy which could cover the cost of renters insurance, protecting your home even if it’s not a house.

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